Simplified Employee Pension plan (SEP) - Internal Revenue Service
Aug 26, 2025 · Simplified Employee Pension (SEP) plans can provide a significant source of income at retirement by allowing employers to set aside money in retirement accounts for themselves and their …
Simplified Employee Pension (SEP) IRA: What It Is, How It Works
May 1, 2025 · A simplified employee pension (SEP) is a retirement plan that an employer or a self-employed individual can establish. They are more common with small businesses.
What is a SEP IRA and how does it work? - Fidelity
Jul 8, 2025 · A SEP IRA is a retirement plan designed for small businesses and the self-employed. Learn the benefits of SEP IRAs and how to set up a SEP IRA for your smallbusiness.
What’s a simplified employee pension plan (SEP)? - USA TODAY
Sep 27, 2024 · A SEP IRA is a tax-advantaged account that allows small-business owners to save for their own and their employees’ retirements. When you fund a SEP IRA, your contributions are tax …
What Is a Simplified Employee Pension Plan? SEP Basics ...
Jan 9, 2026 · A SEP IRA, or Simplified Employee Pension, is a type of retirement account available to small-business owners with few or no employees, self-employed individuals, and those earning a …
Simplified Employee Pension (SEP) IRA - Finance Strategists
Jan 29, 2025 · SEP plans have higher contribution limits as compared to traditional IRAs enabling small business owners and self-employed professionals to save more of their pre-tax income. Much like …
What Is a SEP Account? Learn About Retirement Savings
Nov 20, 2025 · A SEP (Simplified Employee Pension) account lets employers make tax-deductible retirement contributions up to 25% of compensation, but it doesn’t allow loans or employee …