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How do I make a budget? Start to make a budget by gathering your bills and pay stubs. Use this Budget Worksheet to help you. When you have your bills and pay stubs: Step 1: Make a list of your bills and …

A budget helps you understand your spending habits and moves you closer to your money goals. To get the most out of budgeting, track your expenses and income consistently and completely.

Jul 8, 2025 · A budget is an estimation of revenue, expenses, or changes in finances over a specified future period and is usually compiled and re-evaluated on a periodic basis.

Jul 25, 2025 · A budget is a plan for how you'll allocate your money for essential expenses, discretionary spending and short- and long-term savings goals. Creating a budget can help you break the cycle of …

Jan 21, 2026 · A budget allows you to understand what is going into the bank, and more important what is going out in terms of spending. It can prioritize where money has to go, and where money can go.

Aug 18, 2025 · A budget helps you take control of your money. It’s not about restriction—it’s about cutting down stress, stopping the paycheck-to-paycheck living, and giving yourself permission to …

Oct 7, 2025 · Creating a budget is the first step to better financial planning. Our guide covers helpful budgeting tips and includes a basic budget template for beginners.

You might be wondering how much you should spend within each of your budget categories.

Sep 18, 2025 · Learn about the federal government’s budget process, from the president’s budget plan to Congress’s work creating funding bills for the president to sign.