Health Insurance Marketplace ® is a registered trademark of the Department of Health & Human Services. An official website of the U.S. Centers for Medicare & Medicaid Services.

If you haven’t applied for insurance on HealthCare.gov before, here's what you need to know about the Health Insurance Marketplace®. To get ready for Open Enrollment, sign up for emails to get deadline …

Use HealthCare.gov to create an account and apply for health coverage, compare plans, and enroll online. Apply by phone or get in-person help with your application.

Need health insurance? You can enroll if you have certain life events, like losing other coverage, moving, getting married, or having a baby—or if you qualify for Medicaid or CHIP.

You'll find health insurance plans with estimated prices available to you. Premium estimates show any savings you qualify for based on the basic information you entered.

No matter what state you live in, you can enroll in affordable, quality health coverage.

Find out if you can get health coverage now Before you apply, check if you might be able to get or change health coverage before next Open Enrollment

See if your state uses HealthCare.gov Some states have their own Marketplace. Next, set up your login information.

See plans & prices Get estimated prices on 2026 health plans before you apply You can browse plans and estimated prices here any time. Next, create or log into your Marketplace account to apply, get …

Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, pregnant women, …