“Named driver policy” means an automobile insurance policy that provides any type of coverage for individuals named on the policy but that does not provide coverage for every individual who has …

(3) "Named driver policy" means an automobile insurance policy that provides any type of coverage for individuals named on the policy but that does not provide coverage for every individual who has …

Mar 13, 2025 · Texas law allows insurers to issue Named Driver Policies, meaning only listed individuals are covered when operating the insured vehicle. Unlike standard auto policies that typically extend …

Sec. 1952.351. DEFINITIONS. In this subchapter: (1) "Household" means a unit composed of individuals

for a policy with a specifically named driver exclusion, an agent or insurer must make the following written disclosure to the applicant or insured:

Apr 9, 2025 · A: Texas is a “permissive driver” state. This means that, if someone else who is not you is driving your car and gets into an accident, they are covered by your insurance policy.

Bill Title: Relating to named driver insurance policies and certain related exclusions.

Nov 15, 2013 · This is a significant departure from the definition used by The Texas Department of Insurance ("TDI") for years, which simply defined named driver policies as policies that only covered …

Jun 6, 2024 · The permissive driver doctrine does not cost the insured any additional money. However, Texas law protects the insurance company by allowing the company to exclude specific drivers from …

By way of brief background, Texas insurance companies were historically allowed to sneak in driver exclusions in their lengthy liability policies.