Dec 6, 2016 · So my lender is asking for 2 letters of explanation for 1)all derogatories on credit report and 2)2 charge-off accounts. What are they looking for with these letters? 1- Yes these late marks …

Jan 30, 2024 · Hello, So I was curious last month to see if I would be approved and I applied online with Capital One and was rejected. I got a letter today from Global Lending Services and it told me they …

Aug 12, 2024 · Would love an explation on this! Applied to SoFi for a personal loan. Immediately accepted! Loan docs signed. I direct most of the loan to - 6779960

Dec 18, 2025 · In June 2024 I applied for the US Bank Cash+ Card. I was approved for a credit limit of $2000. I was happy to be approved but a little disappointed at the SL. Anyway I have used the card …

Dec 29, 2023 · While purely cosmetic (since they stopped backdating accounts in 2015) in your account and on the card, yes the Member Since date will carry over. Sometimes the initial card doesn't reflect …

Aug 20, 2025 · Terms Geo fenced – The credit union only accepts new members in certain state (s) using American Consumer Council Not Geo fenced – Accepts - 6823922

Jan 5, 2026 · Ya don't see this working long term would love to see their long term business model how this is profitable. Training models or similar i don't buy that. With that said i did put name on list as …

Apr 11, 2025 · I had a BMO Cashback card, CL $1,100. Balance in the $400 range. Had been maxed out but paid down over time. Not used much during that time. CK score 617 TU, 645 Equifax. Never …

Sep 5, 2025 · I recently closed my PenFed Gold and my Ally credit cards and decided to get a new one to replace them. I decided on the BOA CC card to take advantage of the 6 % for the first year and …

Oct 11, 2024 · That's awesome, congrats @MyDataMyChoice ! Great to see Macy's offering a pre-qualification tool now. I tried it as well and got similar results: a $1,000 store card and $1,500 for the …