(MoneyWatch) COMMENTARY The Home Affordable Modification Program (HAMP) has done much less than promised, according to a recent study. By December, the program -- combined with modifications outside ...

A mortgage modification can help you get better terms on your home loan if you’re struggling to make payments. The Flex Modification program is designed to help homeowners who have mortgages that are ...

The modification program Obama announced has been widely criticized for not helping enough homeowners avoid foreclosure. The program did pick up steam in the fourth quarter as the number of servicers ...

If you follow the struggles of the government's "HAMP" foreclosure prevention effort, then you might think modifying mortgages is a lost cause. Last month, five times as many homeowners dropped out of ...

In the post-pandemic era, mortgage rates hit their highest level in years as the Federal Reserve raised the benchmark interest rate to fight inflation. Compare your top mortgage loan rates now. "As ...

Citigroup Inc. on Thursday became the latest lender to commit to the government's program to modify second mortgages. The program is part of the Obama administration's $75 billion loan modification ...

David Streitfeld of the New York Times with an update on the administration's mortgage-modification plan, a subsidy designed to keep people in their houses by reducing their mortgage payments: The ...

Struggling homeowners who received loan modifications under a federal government program are defaulting on their mortgages at an alarming rate, according to a watchdog report released Wednesday. The ...